Need USDA Home Loans Assistance?

We are proud to offer affordable USDA home financing opportunities


Answer a Few Quick Questions and Let’s See if You’re Eligible

*No Credit Check Required!

Get Rates and Terms as of 04/29/2025

Are you purchasing, refinancing, or cashing out?*

Do you want cash out or are you just looking to refinance to a lower rate?

What type of property are you planning on purchasing?

Do you plan to live in the home, use as a vacation home or use as an investment property?

Do you plan to hold or Flip this investment property?

Are you a first-time investor?

How many properties have you flipped (or exited) in the last 24 months?

Do you currently own other rental properties?

Do you plan to hold your investment property in an entity

How much cash are you trying to get?

Approximately how much do you currently owe on your mortgage?

(If you have a second mortgage or HELOC please combine the total amount you owe)

$

How do you use this property?

Where are you at in the purchase process?

What state will this property be located in?

*

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

How much do you have for a down payment?

What is the purchase price of the new property?

(Approximation is fine)

How much are you putting down for the down payment?

What is the address of the property?

*This will allow us to determine the estimated value of the property

What is your approximate credit score?

Have you declared bankruptcy in the past 2 years?

Are you or your spouse a veteran?

Full Name

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USDA Home Loans

Home buyers and homeowners in search of an affordable, zero money down mortgage option may want to consider a USDA Loan. With a USDA Rural Housing Loan, eligible borrowers can take advantage of up to 100% financing for the purchase of a home in a qualified area.

To be eligible for USDA financing, both borrowers and the property itself must meet certain criteria. Because USDA Loans were designed to help increase access to homeownership in less developed areas, they are only available to homes located in USDA-approved zones.

America’s Short-Term Rental Property Financing

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What Options You Can Qualify For

Learn exactly how much you qualify for and what you would save by working with Envoy Mortgage LTD.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.

License

Chris Meeker NMLS: 205072

Envoy Mortgage Corp. NMLS: 6666

NMLS Consumer Access Lookup Tool

https://www.envoymortgage.com/

Contact

856-341-9886

[email protected]

10496 Katy Freeway Suite 250 Houston, TX 77043

© 2025 Envoy Mortgage LTD


There is no credit check to complete the pre-application form. All applications are subject to credit approval. Program terms and
conditions are subject to change without notice. Rates will not be produced once the pre-application is completed. Rates are produced by the Loan
Originator once the pre-application is evaluated. Rates and Fees are subject to change. Some products are brokered to a third party or may not be available in all states. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Other restrictions and limitations may apply. This is not a commitment to lend.