A mortgage pre-approval is a lender’s conditional commitment to provide you with a home loan up to a specified amount based on a thorough review of your financial situation. During the pre-approval process, the lender evaluates your credit score, income, employment history, and debt-to-income ratio to determine how much you qualify for.
Unlike a pre-qualification, which is a rough estimate, a pre-approval requires documentation and provides a more accurate picture of your buying power. Having a pre-approval in hand not only helps you set a realistic budget but also shows sellers that you are a serious buyer, giving you a competitive edge in the market.
Find out how much home you can buy or discover how much you can save by refinancing.
Learn exactly how much you qualify for and what you would save by working with Envoy Mortgage LTD.
Get mortgage loan approval to move forward with your property.
We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.
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There is no credit check to complete the pre-application form. All applications are subject to credit approval. Program terms and
conditions are subject to change without notice. Rates will not be produced once the pre-application is completed. Rates are produced by the Loan
Originator once the pre-application is evaluated. Rates and Fees are subject to change. Some products are brokered to a third party or may not be available in all states. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Other restrictions and limitations may apply. This is not a commitment to lend.